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High-Risk Life Insurance

How Do You Qualify for High-Risk Life Insurance?

High-risk life insurance is a class of life insurance for individuals who are considered risky to insure. You could be tagged high-risk if you have a job or hobby that makes you susceptible to life-threatening situations. Also, insurers can tag you at high-risk if you have poor health. Insurance companies vary remarkably on how they …

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Top 10 Things to Consider for end-of-life Planning

Planning for the end-of-life can be daunting at any age. There are a variety of factors you have to anticipate to better plan for your future. Below are some things you should consider when planning for end-of-life financial decisions.  Current Finances The first decision branching point is understanding your current finances. You need to know …

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What are the Top Final Expense Insurance Companies?

Several insurance companies offer final expense insurance options. It can be confusing to determine which companies are reliable and offer the best policies. Luckily, there are rating companies that do some of the work for consumers. A.M. Best is one company that rates insurance companies based on their creditworthiness, ability to pay claims, debts, and …

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Do I Need Final Expense Insurance if I Already Have Life Insurance?

Many people are confused about the difference between traditional life insurance and final expense insurance. In particular, you may be wondering if you need final expense insurance if you already have life insurance. While the short answer is that you do not need final expense insurance, if you already have life insurance, there are certain …

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