If you’ve been looking into end-of-life costs, you may be surprised by the cost of cremation. Currently, cremation can cost thousands of dollars, depending on the location. While this option is typically cheaper than a casket and burial, it still can present financial strain. If you’re wondering whether it’s possible to get a free cremation, let’s go over the details.
Organ donors
The line between who gets a free cremation and who doesn’t is very clear. People who are organ donors, but do not donate their body to science, will not be cremated for free. If the individual donates one or many of their organs, the family can still choose cremation or burial. These costs will need to be paid for by the family or a final expense policy.
If you’re concerned about cremation cost, it’s best to consider an insurance policy that will cover it. There are many types of policies intended to cover end-of-life costs. If you’re wanting to learn more about what these could offer, contact an insurance agent. They can walk you through the possibilities and give you details about the provisions of individual plans.
Donating your body to science
If you choose to donate your body to science, you’ll be cremated for free. You must donate your entire body. While this can be an excellent option, there are a few things to consider. Sometimes research institutions will keep a body for a long time. It can be years before ashes are returned to the family. If having a quick timeline is important to you, this may not be the best option.
Even if your cremation is free, your funeral costs will not be covered. It’s important to remember this, as funerals can still be expensive. However, you won’t need to pay for a casket or burial and that could cost thousands of dollars.
You’re not paid if you donate your body to science. While the cremation will be free, that’s the only cost that’s covered. The family does not receive any reimbursement.
Other possibilities
It’s important to have multiple options. While it’s okay to have a free cremation through donating your body to science as your first option, you should always have another option just in case that doesn’t work out. If there are too many bodies donated already or you have a dangerous disease, your body may not be used. If this is the case, you will not be cremated for free and your family will be responsible to cover the costs of your cremation or burial.
If you would like to donate your body to science, inform those who are close to you. They can ensure that the process is carried out and help you with any details that may be needed to make it official. Whether you choose to donate your body to science or be an organ donor, your decision will positively impact lives.
If you’re wondering how a funeral plan or other insurance could lessen end-of-life costs, such as cremation, give us a call at (800)548-3249.
