there are no term limits with a burial insurance policy

How Long Will My Burial Policy Last?

Many people want to know that their loved ones will be financially protected once they pass. A burial policy will last for the duration of the policyholder’s life, giving you assurance and security. This is different from regular life insurance, which may lapse after the term is complete. To learn more about how long burial policies last versus life insurance policies, read on. 

Basics of Burial Policies

Burial insurance is a type of life insurance policy. It’s generally more affordable and easier to qualify for than life insurance. These policies range from $2,000 to $50,000. You purchase burial insurance just like any other insurance plan. You first find a reputable company, apply, purchase the plan, and pay the monthly premium every month until you pass.  

After you pass away, your beneficiaries can use the death benefit for whatever they choose. This is very similar to life insurance, but standard life insurance policies have a much larger death benefit and are meant to financially support the family for a long time after the policyholder passes away.

Burial Insurance vs. Life insurance

There are two main differences between burial insurance and life insurance: the ease of applying and the death benefit amount. Burial insurance death benefits max out at $50,000. On the other hand, life insurance policies start at a death benefit of around $50,000 and can extend into millions of dollars. Additionally, burial insurance is much easier to qualify for compared to life insurance policies. Life insurance requires you to submit a physical exam from a doctor. Burial insurance doesn’t always need you to be in good health to be accepted.

Term Limits

Another major distinction is the duration of the policy. Burial policies last for life. In contrast, some life insurance policies have a term limit. For example, the life insurance policy may only last for a certain period, often 25 years. If you pass away after that 25-year term, your beneficiaries will not receive the life insurance policy. Burial insurance policies don’t have term limits. This means that your loved ones will always be protected.

Gain Peace of Mind for Tomorrow

When you buy a burial insurance policy, you can have peace of mind that your family and friends will be financially secure when you’re no longer around. Call (800) 548-3249 to speak with an agent at Senior Life Services. We’ll tell you how burial insurance policies can provide a clear conscience for you and your loved ones!


Ensure your loved ones are taken care. Call us today for a quote!

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