Final Expense in New Jersey

Of all the truths in life, one of them is that they all must come to an end eventually. When your time comes, will your loved ones have the wherewithal necessary to cover the costs of your funeral? If that question is of concern to you, you may need to look into acquiring final expense insurance. These plans provide a moderate death benefit that can help pay out to your beneficiaries to cover your end-of-life expenses when you pass away.

If you are a resident of New Jersey, you might consider learning more about final expense insurance. These plans are more affordable than traditional life insurance policies. Continue reading below for more information.

What is Final Expense Insurance?

Final expense, sometimes referred to as burial insurance, is a life insurance policy that offers cheaper death benefits and premiums than traditional life coverage. Although these benefits are smaller, they are enough to cover the final expenses associated with funeral costs, burials, headstones, and cremations. They also are more accessible to those with poor health issues due to there being no medical examination necessary to qualify for coverage.

This in mind, even if you are considered to be a ‘high-risk’ individual, a final expense plan will be easier to qualify for than other forms of life insurance. Also, final expense becomes an even more blatant option for those who are more advanced in years. This may raise the costs of your premiums, but will not disqualify you from coverage.

Final Expense Insurance Cost in New Jersey

Your premiums for final insurance will vary depending on your age and gender. If you are a female below the age of 50, you could pay as little as $25 dollars a month, depending on your plan and prior health conditions, or pay up to $190 per month if you are a male over the age of 80. Considering the cost of an average funeral in New Jersey is $9800, these premiums are very affordable.

Get Final Expense Insurance

In New Jersey, there are thousands of people with final expense insurance. You can become one of them by contacting Senior Life Services today. Our certified insurance agents are available and prepared to receive your call. Contact us by calling 800-548-3249 to get started with a free quote.

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