Final Expense in Oregon
“…In this world, nothing is certain except for death and taxes,” Wise words spoken by our founding father, Benjamin Franklin, and two hundred years later, and further beyond, it shall remain to be true. If you have not accounted for your certain death, what will protect your loved ones if it comes unexpectedly? Final expense insurance may be the answer you’re looking for.
Final expense insurance policies can provide the funds necessary to cover the expenses associated with one’s end-of-life. If you are a resident of Oregon and have no form of life coverage, maybe you should consider final expense insurance. These plans are more affordable, and accessible than traditional life coverage. Continue reading if you would like to know more about these plans.
What is Final Expense Insurance?
Final expense insurance is often referred to as burial insurance or funeral insurance, as these expenses are often appropriately covered by the benefit payment provided to one’s beneficiaries in the event of one’s death. The benefits and premiums for these types of plans are often smaller than traditional life coverage, however are large enough to supplement payment for funeral and burial expenses.
These expenses can include costs for hearse rental, caskets, headstones, burial plots, and other service fees. However, payments are disbursed to the beneficiary, and do not necessarily need to only be used for these expenses. They can also be used to cover unpaid bills, legal fees, or medical expenses.
Final Expense Insurance Cost in Oregon
The cost of premiums for final expense insurance can vary depending on one’s age, gender and general health status. On the low end, a woman under the age of 50 can expect to pay somewhere in the ballpark of $25 per month, conversely a man over the age of 80 could pay up to $190 per month. These costs are both actually quite affordable when compared with the average funeral cost in Oregon of $10,500.
Shop for Final Expense Insurance in Oregon
It can be confusing for some to choose the right insurance plan without any assistance. Fortunately, some of the best insurance agents are on standby awaiting your call. You can contact Senior Life Services at 800-548-3249 for a free quote today.
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