Final Expense in the Keystone State

Millions of Americans currently hold a final expense insurance policy. They found this form of coverage to be important, and you may too. If you don’t know already, final expense insurance is a type of life insurance that is more likely to cover people with pre-existing conditions that may disqualify them from other life insurance options. 

If you are a Pennsylvania resident who currently has no life insurance, final expense is worth considering. These insurance plans tend to be reasonably priced, and the benefits they provide are very worthwhile.

What Is Final Expense Insurance?

Final expense insurance, also called funeral insurance, is a whole life insurance policy that does not offer benefits as high as a traditional life insurance policy would. As the name implies, final expense insurance is used to pay for end-of-life expenses, such as remaining medical bills, funerals, and cremation or burial. While the benefits are small, they are typically more than enough to pay for the average end-of-life expenses incurred by most Americans. 

Fortunately, a final expense plan is easy to qualify. These policies do not require you to submit to a medical exam, so if you have pre-existing conditions, you will not struggle as you would with a traditional life plan. As you age, final expense insurance becomes an even greater option because people tend to develop more health conditions as they get older. It is important to note that final expense insurance can be more pricey for individuals with adverse health risks discovered during the application process. 

Typical Final Expense Amounts in Pennsylvania

As stated earlier, final expense insurance provides money that can be used to pay off any expenses related to the end of your life. In Pennsylvania, the average cost of a funeral is approximately $7,000, while end-of-life medical expenses may amount to more than $10,000 for the average resident. This means your family would be burdened with around $20,000 of expenses when you die. 

Fortunately, a final expense insurance plan can give them the resources they need to pay this amount off easily. Depending on how large your death benefit is, there may even be some remainder they can use to replace your income for a short time. With plans costing between $30 and $70 per month, it makes sense just to purchase a plan.

We Shop Carriers for You in Pennsylvania

Senior Life Services has helped thousands of individuals find their insurance coverage. We’re independent, which means we have access to the best companies in the Keystone State. You could spend hours searching for coverage online, or you could let an expert do the legwork.

When you’re ready, call the number on your screen.

Free Quotes

Book a FREE Consultation 


Ensure your loved ones are taken care. Call us today for a quote!

Call Toll Free: (800)548-3249