Final Expense in
South Dakota

Millions of South Dakota residents have invested in life insurance policies to protect their financial interests after death. Unfortunately, some people who want such coverage are unable to qualify. Luckily, all who do not qualify for life insurance can get some form of coverage through final expense insurance plans. 

These plans are readily available in most areas, so do not hesitate to reach out to an insurance agent to learn what they offer. Before you do, here is more information about final expense insurance. 


What is Final Expense Insurance?

Final expense insurance, which is also known as burial insurance, is a non-standard form of life insurance that is sold through some insurance companies. These plans are effectively whole life insurance policies, but they do not offer the same level of benefits as those policies typically would. With final expense plans, you usually only receive enough coverage to pay for average end-of-life expenses, hence the name. 

The benefits may be small when compared to traditional life insurance plans, but they can be quite valuable under the right circumstances. This is especially true when you consider the fact that the average funeral and burial or cremation can cost as much as $10,000. As you get older, it becomes more important to plan for such costs. If you do not have a nest egg or other assets set aside to help your loved ones carry out your final will, final expense insurance is ideal. 

Who Qualifies for Final Expense?

Many people are attracted to final expense insurance because these policies are much easier to qualify for than traditional life insurance. Unlike traditional plans, final expense plans only require applicants to complete a questionnaire that contains simple medical questions. Their coverage amount and the final cost are dictated by their answers. Because there is no medical exam, far more people are able to qualify for typical final expense plans.

Final Expense Benefits in South Dakota

The average funeral costs $7,000 in South Dakota. Therefore, a final expense insurance plan should at least offer this much coverage. Sometimes, final expense plans offer even more. In fact, final expense insurance benefits commonly range between $5,000 and $25,000. This means, there are plans to suit a wide variety of specific needs!

Get Final Expense Coverage Today

Who you choose to provide you with final expense insurance is important. Find the best provider possible by working with Senior Life Services. We can help you shop for plans or change coverage if you need to. 

Call now to learn more 800-548-3249. 

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